Certified Financial Planners, Investment Advisors, Tax Advisory, Insurance Planning, A2Z WEALTH PLANNERS, Kolahpur, Maharashtra, India Horus Financial Consultants Pvt Ltd

Financial Health Status

Most of the people who are earning and know something about finance, feel that they are doing good enough with their money and hence don't need professional support. However for you to have a firsthand assessment of your financial status, we request you to go through the following questions:

  • Have you clearly identified your financial goals?

       Yes - 1 No – 2 Can't say – 3

  • Can you survive for 6 months with no income and without breaking any investments?

       Yes - 1 No – 2 Can't say – 3

  • Do you have more than two credit cards?

       Yes - 1 No – 2

  • Do you pay off in full, your credit card outstanding on or before the due date?

       Yes - 1 No – 2

  • Are you paying more than two EMIs?

       Yes - 1 No – 2

  • Are you aware of inflation?

       Yes - 1 No – 2

  • Do you know in what all ways Inflation affects you?

       Yes - 1 No – 2 Can't say – 3

  • Have you thought about post-retirement increment in expenses due to inflation?

       Yes - 1 No – 2 Can't say – 3

  • Do you have the technical skill to compute cash flows related to your goals, factoring in your income, expenses, inflation etc?

       Yes - 1 No – 2 Somewhat – 2

  • Is your investment portfolio created in a structured and scientific manner?

       Yes - 1 No – 2 Can't say – 3

  • If No, have you at least diversified your investments across various asset classes such as equity, debt,
    real estate, gold etc.?

       Yes - 1 No – 2 Somewhat – 2

  • Do you know the expected rate of return of your investments?

       Yes - 1 No – 2 Can't say – 3

  • Do you know how much SHOULD BE your expected rate of return to achieve your financial objectives?

       Yes - 1 No – 2 Can't say – 3

  • Have you measured the risk of your investment portfolio?

       Yes - 1 No – 2

  • Do you monitor your investments at least once a month?

       Yes - 1 No – 2

  • Have you been investing only to save tax?

       Yes - 1 No – 2

  • Do you know whether you are adequately insured?

       Yes - 1 No – 2 Can't say – 3

  • If yes, are you insured to the extent of protecting your essential financial goals?

       Yes - 1 No – 2 Can't say – 3

  • Have you made your will?

       Yes - 1 No – 2

  • Do you have a single point contact for all your investments?

       Yes - 1 No – 2

 

For a detailed analysis and a diagnosis report you may avail our "Financial Health Check" service for a nominal fee.
Contact +91 9823233694 for an appointment with our financial planning consultant

 

 

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